budget worksheet

Use this budget sheet to calculate your monthly expenses and income to gain an understanding of what you have, what your commitments are, and how much you have left available to dedicate to your goals.

Step 1: Calculate your monthly income

Paycheck: Net Amount You Receive

$

Other Income: Extra Work, Alimony, etc.

$

Total

$

Step 2: Calculate your monthly expenses

Record your expenses using the table below. For expenses that change from month to month (such as water and electricity), use your average spending based on previous months' bills.

Housing and Food

Housing

Rent or Mortgage

$

Renters Insurance or Homeowners Insurance

$

Services (e.g., electricity, gas, water)

$

Internet, telephone, TV

$

Food

Shopping & Household Items

$

Dining Out

$

Miscellaneous (e.g., meal subscriptions)

$

Transportation and Health

Transportation

Public transportation (e.g., bus, taxi, shuttle services)

$

Gasoline

$

Car maintenance (e.g., oil change, new tires)

$

Car payments (e.g., insurance, loans, leasing)

$

Miscellaneous Transportation (e.g., parking, tolls)

$

Health

Prescriptions and Medications

$

Health Insurance (if not deducted from the check)

$

Medical Misc.

$

Personal and Family

Childcare (e.g., daycare, babysitter)

$

Money given or sent to the family (e.g., gifts, alimony)

$

Clothing and shoes

$

Entertainment (e.g., movies, concerts)

$

Subscriptions (e.g., streaming services, music, mobile apps)

$

Pet care (e.g., food, veterinarian, dog sitting)

$

Other personal or family expenses (e.g., toiletries, makeup, haircut)

$

Others

School expenses (e.g., materials, tuition, student loans)

$

Other debts (e.g., personal loans, credit cards)

$

Savings (e.g., emergency fund, holidays, vacations)

$

$

$

Total

$

Consult with a financial expert about creating a spending plan. Financial counseling is free and confidential at GreenPath.

Income

Expenses

0

If you are having difficulty paying your bills, we encourage you to call GreenPath for a free debt counseling session.

The experts at ConsumerPR can assist you in maximizing your monthly surplus. Call today for a complimentary financial counseling session.

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